Recommendations of the Polish Public Procurement Office regarding public procurement for IT systems

The Polish Public Procurement Office has issued recommendations regarding indications and requirements related to public procurement for IT systems.

The guidelines are divided into two volumes and together they provide a collection of information on public procurement of IT systems. The first volume presents recommendations and guidelines relating to preparatory activities prior to the commencement of a public procurement procedure for information systems, while Volume II is devoted to recommendations and guidelines relating to the description of the subject of a contract and preparation of a public procurement procedure for information systems.

Process of preparing the proceedings



On August 2, 2021, Poland submitted to the European Commission an application for a derogation pursuant to Art. 395 of Council Directive 2006/112/EC on the common system of value added tax to authorize the application of a measure derogating from Art. 218 and 232 of that directive.

On 30 March 2022 the European Commission, based on the application, prepared and submitted to the EU Council a draft derogation decision authorizing Poland to implement the mandatory electronic invoicing system.

The Polish Ministry of Finance is working on the business and legal concept of the target National System of Electronic Invoicing. The assumption is the fullest possible use of the potential of electronic invoicing within the scope of consent granted to Poland by the EU institutions.


Polish company operating in deep neural networks helps to fight with disinformation in the Internet

The project of the Polish company based on deep neural networks allows to automatically search for trolls in the network and fight disinformation. It will also evaluate and predict, as well as suggest an effective form of business publication on social networking sites.

Fighting online disinformation is a huge challenge, both for social networking sites and for business. On the other hand, it is a huge threat to users, but also to entire communities, organizations, countries and companies. Various types of disinformation campaigns can hit not only politicians directly, but also national minorities.


Trends in technology wealth management

embedded wealth management

Embedded finance allows to pay for a purchase online without entering bank details or instantly take out a consumer loan on digital platforms outside banks, among many other options. This Bank-as-a-Service model, which allows the integration of financial services via APIs, moved $22.5 billion in 2020, a figure that will increase tenfold in the next four years.

To meet the rising demand for embedded finance, financial institutions are increasingly offering banking as a service (BaaS)—bundled offerings, often white-labeled or cobranded services, that nonbanks can use to serve their customers. Making it work will require new technologies and capabilities, because BaaS is usually distributed to clients via APIs and requires strong risk and compliance management of the embedded finance partner. (Fintechs offering to intermediate BaaS relationships also have emerged; examples include Treasury Prime, Synctera, Unit, and Bond.) Banks will also need new business models, such as pay-for-use monetization, B2B2C and B2B2B distribution capabilities, and a careful consideration of branding.


Headless e-commerce technology – directions of development

Headless e-commerce – what is it?

The market for services related to sales via the Internet is constantly growing. During the pandemic and the related to it restrictions, the demand for remote sale of goods increased significantly. This also necessitated the rapid creation and development of online shops. Traditional Content Management Systems (CMS) tie all layers of the programme together. Headless e-commerce technology separates the layer visible to the user (front-end of the application) from the code dealing with logic and integration of server-side functions (back-end of the application) and the database containing information about the prices of the products offered in the shop, their images and descriptions. These layers are separated from each other, but have contact with each other through the Application Programming Interface (API). In this way, although externally the application looks homogeneous, it actually consists of three parts that interact with each other. This structure allows independence from the solution provider, as the vendor deals only with the front-end layer, visible to the customer, and does not have to interfere with the entire code.

Advantages and disadvantages of headless e-commerce